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May 28, 2020 Edition


Emergency managers, already stretched thin by an unprecedented pandemic response effort, now face a potentially devastating hurricane and wildfire season. Senate Energy Chairwoman Lisa Murkowski, R-Alaska, said there aren’t enough testing kits and protective gear for wildfire crews to minimize virus exposure. 


Even though unrealized capital losses pushed surplus down 9% from year-end 2019 for the U.S. property-and-casualty insurance industry, aggregate underwriting profits for first-quarter 2020 were more than 21% higher than first-quarter 2019, AM Best reported.
States and some companies aren’t waiting for Congress and the White House to work out a possible liability shield and are instead taking steps to insulate businesses on their own from lawsuits in the coronavirus era.
Two insurance industry carrier groups and an agents association have proposed a federal program to replace revenues lost by businesses shut down during pandemics. 


Some plaintiff attorneys are almost giddy over the fact that several jurisdictions used the term “property damage” in their respective emergency declarations to justify closing “non-essential” businesses.
Instituting and following good business and hiring practices and talking to and educating your employees is the best risk management. Insurance is secondary. 
The coronavirus hasn’t been kind to car owners. With more people than ever staying home to lessen the spread of COVID-19, their sedans, pickup trucks and SUVs are parked unattended on the streets, making them easy targets for opportunistic thieves. 
As Americans have been driving less and covering fewer miles, the emptier roads have become more lethal. Preliminary data indicate a year-over-year 14% jump in fatality rates per miles driven in March.
How is the coronavirus pandemic affecting you, your life, your work and your industry? Now and going forward? No matter where you work in the property-and-casualty insurance industry, your experience is important.


Researchers at the National Oceanic and Atmospheric Administration (NOAA) found that the probability of storms reaching major hurricane status increased 8% per decade over the course of about four decades. 

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